Orchard Independent Financial Advice

Regulated by the Financial Conduct Authority (FCA)
FCA Number: 608126

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You have worked hard for your money,
let Orchard make it work hard for you.

Expertise and Experience

We believe, with our experience in financial planning, investing a little of your time with us could make a real difference to your financial future.

If you have any doubts about whether you are making the most of your savings and investments, you could benefit by giving us a call and having a conversation with one of our Independent Financial Advisers.


Our Financial Advisers

At Orchard our advisers review which savings, investments, pensions and life assurance products are the most appropriate for your personal circumstances and tax position.

Orchard works solely on personal recommendation from satisfied clients and our professional accountancy connections.


Being different means putting our clients first every time. Our relationship with our clients is more important than anything else. Below are our promises to you:

  1. We will always treat you as an individual, not like another customer
  2. We always remember that it is your money
  3. We keep things simple to avoiding unnecessary complexity
  4. We communicate with you in a straightforward manner

You have worked hard for your money,
let your money work hard for you!



Chartered LogoPartner – Chartered Financial Planner

Wayne has worked in the Financial Services sector for over 35 years initially beginning his career at Target Life. Wayne moved on to Commercial Union (Aviva) where he became one of their leading consultants specialising in the investment and corporate markets.

Wayne holds the Advanced Diploma in Financial Planning, is a Chartered Financial Planner and a Chartered Fellow of the Personal Finance Society; a designation held by very few advisers. Wayne holds qualifications including Taxation and Trusts, Discretionary Investment Management, Advanced Retirement Income Planning, Long Term Care and Mortgage advice.

Wayne is the former regional chairman and regional officer of the LIA, now known as the Personal Finance Society (PFS), the professional association for financial services.

Wayne is married to Hellen. His son Aaron having graduated from university is also a Chartered Financial Planner in the family business. Away from work, Wayne enjoys watching sports, city breaks and a glass of red wine.

Wayne is based at Head Office in Tring

Partner – Independent Financial Adviser

Phil has considerable experience in The Financial Services Industry having previously worked as financial adviser for both a leading insurance company and a retail bank.  Acknowledging that a greater number of clients’ welcome impartial advice, he is now proud to advise his clients as an Independent Financial Adviser. Phil is a member of the Personal Finance Society (PFS), the professional association for financial advisers. As part of his continuous professional development he is a regular attendee of the quarterly PFS regional conferences and training days.

Phil has recently passed the “pensions update” RO8 qualification following the introduction of pension freedoms. Whilst Phil advises in all areas of financial advice, he is particularly focused upon helping clients to fulfil their long-term financial goals.  He is very proud of the close relationships he has formed with his clients and their families over many years.

Phil has been married to Lisa for over 25 years, and they live in Brixworth with their 2 children, Verity and Alex. He enjoys keeping fit and is a lifelong supporter of Northampton Town Football Club.

Philip is based at the Northampton Office

Aaron Saunders BA (Hons), APFS, Cert PFS (DM), Cert CII (MP), EFP

Chartered LogoPartner – Chartered Financial Planner

Aaron graduated from University in 2011 with an Honours Degree in Business Management. Upon leaving University he joined the family business to work with his father Wayne.

Aaron holds the Diploma in Regulated Financial Planning and the qualification to provide mortgage advice. He has also attained qualifications in Financial Services Products & Solutions and advanced qualifications in Retirement Income Planning, Financial Planning Process and Senior Management & Supervision. As a member of the Personal Finance Society (PFS), the professional association for financial services, Aaron holds the Advanced Diploma in Financial Planning and is a Chartered Financial Planner. He is one of the youngest people in the United Kingdom to have attained this qualification.

In his free time, Aaron spends much of his time renovating his house and garden and is an avid sports fan including Football, Cricket and Golf.

Aaron is based at Head Office in Tring


Savings & Investments


Tax & Financial Planning

Retirement Income

Life Assurance

Wealth Management


Inheritance Tax


Head Office

Orchard Independent Financial Advice
6 Harcourt Road, Tring
Hertfordshire HP23 5JJ

Telephone: 0203 356 7700
Facsimile: 0203 513 0066

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Northampton Office

Orchard Independent Financial Advice
10 Horseshoe Close, Brixworth
Northamptonshire NN6 9EQ

Telephone: 0203 356 7701
Facsimile: 0203 513 0066

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The FCA does not regulate some forms of estate planning and tax planning. If you have a complaint or dispute with us and we are unable to resolve this to your satisfaction, then we are obliged to offer you the Financial Ombudsman Service to help resolve this.
Orchard Independent Financial Advice is authorised and regulated by the Financial Conduct Authority (FCA). FCA Number: 608126

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Orchard - Independent Financial Advice